Saving Tips – How to Make It Fun

Saving Tips – How to Make It Fun

 

Making A Personal Budget

Every financial planner, money expert, and parent will all tell you the same thing – have a financial plan!

How to make a budget

Saving money doesn’t have to be the worst thing in the world. Rather than avoiding it, why not embrace it and make is something you enjoy. After all, if it’s as important as everybody says it is, you might as well enjoy doing it, right?

Tony Robbins Money

Following is a list of ways to make it fun:

 

  1. Create a “Leisure Fund” –  The idea behind getting a grasp on your money is so you can spend it without feeling guilty because you’re neglecting what’s most important. Creating a leisure fund is where you decide on a certain amount of money for you personally to spend on whatever you want. That’s right- anything! It can be food, the movies, or a new pair shoes.

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If you don’t spend everything in your leisure fund for that particular month, that money carries over and you can buy something bigger! Allowing yourself some room to breathe on will make it far more liberating and fun!

 

  1. Set Goals & Rewards – If you’re not measuring your success and failures, then why are you doing it? If you can set goals for how much you want to spend and/or make that month, you can set rewards that will motivate you to stay on track! Rewards motivate all of us! Maybe next month you can give yourself an extra $50 to spend for leisure if you can keep your “misc. expenses” to a certain minimum.

 

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  1. Use A Spreadsheet – Use either Google Spreadsheets or Microsoft excel and get something up on your computer that will help track your money. Then it’s simple from there- keep a copy of your receipts and make sure they get entered.

Making A Personal Budget

  1. Don’t Stress Out If You Go Over – The worst thing you can do is penalize yourself each time you overspend! Time and time again we beat ourselves up over failing at something small; rather than working to fix the problem, we give up on it and, subsequently, lose the benefits of what we’re trying to accomplish.

 

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